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What are the differences between Conto Progetto and Conto Key?

Conto Progetto is a deposit account with no time limit and zero fees and integrates perfectly with your already active current account.
Conto Key is Banca Progetto's zero-fee (€0) current account, tailor-made for managing your savings and your daily banking needs.

discover the differences

icon conto progettoicon conto key

Who is it for?

For those who need to deposit funds without tying up and need to withdraw the sums quicklyFor those who want to make the most of their savings by tying up funds with a higher interest rate within their current account

Availability of funds

After 32 days from bookingIt is possible for the current account, and for the releasable time deposits

Deposit type

No time limitReleasable or non-releasable lines with a variable interest rate from 2.50% (6 months releasable) to 3.75% (60 months non-releasable)

Stamp duty

At customer's expenseAt customer's expense

Feed

From any current account with an Italian IBAN in the customer's nameFrom any account, or salary/pension credits

Payments / Transfers

Only towards the support accountBy debit card or bank transfers to all

Want more details?

Conto Progetto

Conto Key

Imagine a savings account that is perfectly linked to your existing checking account, an account that doesn't ask you for any fees or commissions: that's what Conto Progetto is!
It is like a reliable friend who helps you grow your savings. You can easily add liquidity to your Conto Progetto by transferring from your supporting account or another account you own.
If your Conto Progetto is jointly held, the transfer can be made from an account in the name of at least one of the holders. Just remember that, under no circumstances, the accounts from which the funds originate can be jointly held with other people.

And you know what the best part is?

There are no predefined durations. Yes, you read that right! You can withdraw your money whenever you want, receiving the sum within 32 days. And during those 32 days, your money, including the sums you have requested to be withdrawn, will continue to accrue interest.

The stamp duty is 0.20% of the deposited sums and is charged on a quarterly basis, but if you want you can request the charge on an annual basis, on December 31st. Your savings are safe with us. Thanks to the Interbank Deposit Protection Fund, your deposits are covered up to 100,000 euros.

Is everything clear now?

Open Conto Progetto and start enjoying all the advantages right away.

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2025 Banca Progetto S.p.A.in Extraordinary Administration - Registered Office and General Management in Milan, Via Bocchetto, 6, 20123 Tax Code, VAT No. and Registration Number with the Milan Register of Companies 02261070136 - Member of the Fondo Interbancario di Tutela dei Depositi [Interbank Deposit Protection Fund], the Fondo Nazionale di Garanzia [National Guarantee Fund] and the Arbitro Bancario Finanziario [Banking and Financial Arbitrator] (ABF) - Registered with the Banks Register under No. 5332 - ABI [Italian Banking Association] Code 5015 Share Capital € 10,404,418.17 fully paid up